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Habitat for Humanity International
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HFH Frequently Asked Questions
How does HFH work?
How does the partnership with homeowners work?
How are the partner families selected?
How can YOU help?
Through volunteer labor, management expertise,
and tax-deductible donations of money and materials,
Habitat builds and rehabilitates homes with the help of the
homeowners. Houses are sold at no profit to partner families,
and no-interest mortgages are issued over a fixed period. Costs
of homes differ relative to location, labor, land and materials.
Small monthly mortgage payments, including taxes and insurance
are repaid over 15 to 20 years and are deposited into a revolving
Fund for Humanity which supports the construction of more houses.
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Habitat is not a giveaway program, but is a joint venture
in which those who benefit from the housing ministry are
involved in the work at various levels. Each homeowner family
is required to invest sweat equity hours into the construction
of their home. This reduces the cost of the house, increases the
pride of ownership among family members, and fosters the development
of positive relationships with other persons.
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Families apply to the local Habitat projects. A
family selection committee chooses homeowners based
on their level of need, their willingness to become
partners in the program, and their ability to repay the
loan. Every project follows a non-discriminatory policy
of family selection. Neither race nor religion is a factor
in choosing families to receive Habitat houses.
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Get involved!
Pray for the work of Waterville Area Habitat for
Humanity and Habitat for Humanity International.
Contribute
financially
and/or participate in WAHFH fund raising events.
Volunteer, we need people to help build, serve on
committees,
and spread the word about WAHFH.
Contact us
for more information.
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A hand up, not a handout.
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Waterville Area Habitat for Humanity
PO Box 1972
Waterville, ME 04903-1972
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